What Bankruptcy Cannot Do for You<title> <meta name="Keywords" content="consultation, bankruptcy, chapter 7, chapter 13, bills, finances, credit cards, collectors "> <meta name="Description" content="Bankruptcy can do many things, but there are some things that bankruptcy cannot accomplish."> <meta name="Resource-Type" content="Document"> <meta name="Distribution" content="Global"> <meta name="Rating" content="General"> <meta name="Revisit-after" content="15 day"> <meta name="Language" content="EN-US"> <link rel="stylesheet" type="text/css" href="styles.css"> </head> </head> <body bgcolor="#ffffff"> <center> <table border="0" cellpadding="0" cellspacing="0" width="709"> <tr> <td><img src="flume_images/spacer.gif" width="1" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="7" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="145" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="11" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="8" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="1" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="7" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="342" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="10" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="18" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="1" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="145" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="1" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="4" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="8" height="1" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="1" height="1" border="0" alt=""></td> </tr> <tr> <td rowspan="3" colspan="8"><img name="zflume_layout_r1_c1" src="flume_images/zflume_layout_r1_c1.gif" width="522" height="116" border="0" alt=""></td> <td colspan="7"><img name="flume_layout_r1_c9" src="flume_images/flume_layout_r1_c9.gif" width="187" height="14" border="0" alt=""></td> <td><img src="flume_images/spacer.gif" width="1" height="14" border="0" alt=""></td> </tr> <tr bgcolor="#FFFFFF"> <td colspan="5" style="background-image:url(flume_images/top_links.jpg); 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That includes going over all the pro’s and con’s to each option. <strong><em>If you would like to review all your options, then call my office at 210-930-7000 to schedule your Free Debt Consultation.</em></strong></p> <p>Bankruptcy can do many things, but there are some things that bankruptcy cannot accomplish. First of all, there is a general rule that applies in bankruptcy and outside of bankruptcy: If you want to keep your possessions, then you must continue to pay for your possessions. So, if you want to keep your house and your car, then you must continue to pay for them.</p> <p>The next biggest hurdle is that bankruptcy will not discharge certain types of debts that are singled out by the U.S. Bankruptcy Code for special treatment. The most notable types of debts that get this special treatment include child support, alimony, certain other debts related to a divorce, student loans, court restitution orders, criminal fines, debts incurred as a result of fraud or misrepresentation, and some types of taxes.</p> <p>The other thing that bankruptcy cannot do is have any affect on debts that were incurred AFTER the filing of the bankruptcy case. The filing of the bankruptcy case is a line drawn in the sand. The bankruptcy addresses debts that arose before the line in the sand, but debts that arise AFTER the line in the sand are NOT AFFECTED by the bankruptcy case.</p> <p>THE MORE YOU KNOW, THE BETTER YOU ARE ABLE TO MANAGE YOUR DEBTS.</p> <p>IF YOU WOULD LIKE TO FREE DEBT CONSULTATION TO SEE ALL OF YOUR OPTIONS, THEN CALL MY OFFICE AT <strong>210-930-7000</strong> TO SCHEDULE A FREE DEBT CONSULTATION. </p></div></td> <td rowspan="2"> </td> <td><img src="flume_images/spacer.gif" width="1" height="2" border="0" alt=""></td> </tr> <tr bgcolor="#FFFFFF"> <td colspan="4" valign="top" bgcolor="#ebebeb" ><img name="zflume_layout_r999_1" src="flume_images/zflume_layout_r999_1.jpg" width="164" height="252" border="0" alt=""> <div style="margin:5px 4px 5px 4px "><style type="text/css" class="botmenu"> #subpopitmenu{ position: absolute; background-color: white; border:1px solid black; font: normal 12px Verdana; line-height: 18px; z-index: 900; visibility: hidden; } #popitmenu{ position: absolute; background-color: white; border:1px solid black; font: normal 12px Verdana; line-height: 18px; z-index: 100; visibility: hidden; } #popitmenu a{ text-decoration: none; padding-left: 6px; color: black; display: block; } #popitmenu a:hover{ /*hover background color*/ background-color: #ebebeb; } </style> <script type="text/javascript" class="botmenu"> /*********************************************** * Pop-it menu- © Dynamic Drive (www.dynamicdrive.com) * This notice MUST stay intact for legal use * Visit http://www.dynamicdrive.com/ for full source code ***********************************************/ var defaultMenuWidth="150px" //set default menu width. var linkset=new Array() //SPECIFY MENU SETS AND THEIR LINKS. 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